Thank you for your interest in becoming a Habitat homeowner. We believe that everyone should have a safe, affordable place to call home.
To carry out our vision, we partner with individuals and families from application through construction to when the keys are handed over.
By working with us from beginning to end, we can help prospective individuals prepare for the various responsibilities of home-ownership which includes learning about personal finances, mortgages, maintenance and much more.
Habitat’s path to home-ownership is an important and in-depth process, requiring hard work, time and dedication. But this helps to ensure the long-term success of Habitat homeowners.
PLEASE CLICK AND REVIEW ALL OF THE LISTED CRITERIA BELOW BEFORE CONTINUING TO THE PRE-SCREEN FORM
|JEFFERSON COUNTY||LEWIS COUNTY|
|# In Household||Min. Income||Max Income||Min. Income||Max Income|
|2||by your||32,580||by your||31,800|
|4||lender or||40,680||lender or||39,720|
|5||30% AMI||43,980||30% AMI||42,900|
Applicants Must Have:
For Brush with Kindness projects:
Thousand Islands Area Habitat for Humanity is not offering mortgage financing.
Thousand Islands Area Habitat for Humanity is an Equal Housing Opportunity Lender.
Need is determined by a family’s current living condition. Some examples of a need are outlined below (this list is not all-inclusive):
Family Selection will determine if the need you provide qualifies under the needs requirements.
Partnering families have many opportunities to show a willingness to partner. This begins from the moment you send in a prescreen. Every time a family shows up to their appointment, sends in documentation when needed and maintains their monthly status with in these guidelines, they show a willingness to partner!
With the help of volunteers, partner families help build and renovate the places they will call home. They attend financial education and budget planning classes. Some help at the local Habitat ReStore or help out in the local Habitat office. We call this “sweat equity” and you will be required to keep track of your hours.
Partnering families are proactive not passive… investing not receiving. Habitat and the families who partner with us understand that a home is a far-reaching investment. A home is a strong foundation on which the families who partner with Habitat can grow and thrive.
Thousand Islands Area Habitat for Humanity is currently accepting pre-screens for home-ownership and Brush with Kindness!
What is the Brush with Kindness program?
The Brush with Kindness program is a home repair program for existing homeowners. The program may be able to help you with home repairs on the outside of your house, such as a porch, steps, railing, or wheelchair ramp. We are unable to do projects that include roof repair or replacement.
Interested in applying? Please complete the pre-screen form after reviewing the criteria above. Upon receipt, a member from our Home Owner Selection Committee will contact you to discuss any additional pre-screening information needed. Please deliver or mail forms to the office at 938 Water Street, Watertown, NY 13601.
Thousand Islands Area Habitat for Humanity is not a mortgage lender. Please note that TIA Habitat considers all people who participate in our program 'family'. Individuals, couples, domestic partners, people with or without children, etc. are all encouraged to apply.